Quiz IAPP - CIPP-US - Certified Information Privacy Professional/United States (CIPP/US)–The Best Excellect Pass Rate
Quiz IAPP - CIPP-US - Certified Information Privacy Professional/United States (CIPP/US)–The Best Excellect Pass Rate
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IAPP CIPP-US (Certified Information Privacy Professional/United States) certification is a globally recognized credential that demonstrates an individual’s expertise in the field of data privacy. It is designed for professionals who work in the United States and deal with the intricacies of the country’s data privacy laws and regulations. Certified Information Privacy Professional/United States (CIPP/US) certification exam confirms the candidate’s understanding of the legal and regulatory frameworks that concern the collection, use, and transfer of personal data.
The CIPP-US certification exam is designed for individuals who work with personal data in a professional capacity, including privacy officers, data protection officers, compliance officers, and information security professionals. Certified Information Privacy Professional/United States (CIPP/US) certification is also ideal for lawyers, consultants, and anyone who wants to enhance their knowledge and skills in the field of privacy and data protection. The CIPP-US Certification is valid for three years, and individuals must maintain their certification by earning continuing education credits or retaking the exam.
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IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q108-Q113):
NEW QUESTION # 108
Which of the following is an important implication of the Dodd-Frank Wall Street Reform and Consumer Protection Act?
- A. Financial institutions must help ensure a customer's understanding of products and services
- B. Financial institutions must avoid collecting a customer's sensitive personal information
- C. Financial institutions must use a prescribed level of encryption for most types of customer records
- D. Financial institutions must cease sending e-mails and other forms of advertising to customers who opt out of direct marketing
Answer: A
Explanation:
The Dodd-Frank Act created the Consumer Financial Protection Bureau (CFPB) as an independent agency within the Federal Reserve System. The CFPB has the authority to regulate consumer financial products and services, such as mortgages, credit cards, student loans, and payday loans. One of the main objectives of the CFPB is to promote transparency, fairness, and consumer choice in the financial marketplace. The CFPB has issued rules and guidance to require financial institutions to provide clear and accurate information to consumers about the costs, risks, and benefits of their products and services. The CFPB also has the power to enforce consumer protection laws and prohibit unfair, deceptive, or abusive acts or practices by financial institutions123 References: 1: Dodd-Frank Wall Street Reform and Consumer Protection Act, Title X, Subtitle A, Section 1011. 2: Consumer Financial Protection Bureau, Wikipedia. 3: Dodd-Frank Act: What It Does, Major Components, and Criticisms, Investopedia.
NEW QUESTION # 109
SCENARIO
Please use the following to answer the next QUESTION:
You are the chief privacy officer at HealthCo, a major hospital in a large U.S. city in state A.
HealthCo is a HIPAA-covered entity that provides healthcare services to more than 100,000 patients. A third-party cloud computing service provider, CloudHealth, stores and manages the electronic protected health information (ePHI) of these individuals on behalf of HealthCo. CloudHealth stores the data in state B.
As part of HealthCo's business associate agreement (BAA) with CloudHealth, HealthCo requires CloudHealth to implement security measures, including industry standard encryption practices, to adequately protect the data. However, HealthCo did not perform due diligence on CloudHealth before entering the contract, and has not conducted audits of CloudHealth's security measures.
A CloudHealth employee has recently become the victim of a phishing attack. When the employee unintentionally clicked on a link from a suspicious email, the PHI of more than 10,000 HealthCo patients was compromised. It has since been published online. The HealthCo cybersecurity team quickly identifies the perpetrator as a known hacker who has launched similar attacks on other hospitals - ones that exposed the PHI of public figures including celebrities and politicians.
During the course of its investigation, HealthCo discovers that CloudHealth has not encrypted the PHI in accordance with the terms of its contract. In addition, CloudHealth has not provided privacy or security training to its employees. Law enforcement has requested that HealthCo provide its investigative report of the breach and a copy of the PHI of the individuals affected.
A patient affected by the breach then sues HealthCo, claiming that the company did not adequately protect the individual's ePHI, and that he has suffered substantial harm as a result of the exposed data. The patient's attorney has submitted a discovery request for the ePHI exposed in the breach.
What is the most significant reason that the U.S. Department of Health and Human Services (HHS) might impose a penalty on HealthCo?
- A. Because CloudHealth violated its contract with HealthCo by not encrypting the ePHI
- B. Because HealthCo did not conduct due diligence to verify or monitor CloudHealth's security measures
- C. Because HIPAA requires the imposition of a fine if a data breach of this magnitude has occurred
- D. Because HealthCo did not require CloudHealth to implement appropriate physical and administrative measures to safeguard the ePHI
Answer: B
NEW QUESTION # 110
According to the Family Educational Rights and Privacy Act (FERPA). when can a school disclose records without a student's consent?
- A. If the disclosure is for the purpose of providing transcripts to a school where a student intends to enroll.
- B. If the disclosure is made to practitioners who are involved in a student's hearth care.
- C. If the disclosure Is not to be conducted through email to the third party
- D. If the disclosure would not reveal a student's student identification number
Answer: A
Explanation:
The Family Educational Rights and Privacy Act (FERPA) is a federal law that protects the privacy of student education records. FERPA generally requires that schools obtain written consent from students (or their parents if the student is a minor) before disclosing personally identifiable information from education records. However, FERPA allows specific exceptions where disclosures can be made without consent.
One of these exceptions is when a school discloses education records to another school where the student seeks or intends to enroll. This allows educational institutions to share information for legitimate educational purposes, such as transferring transcripts between schools when a student moves or applies for enrollment elsewhere.
Explanation of Options:
* A. If the disclosure is not to be conducted through email to the third party:FERPA does not prohibit disclosures via email as long as the recipient is authorized and the disclosure meets FERPA requirements. The medium of disclosure is not a determining factor.
* B. If the disclosure would not reveal a student's student identification number:FERPA restricts the disclosure of personally identifiable information but does not specifically regulate disclosures based on whether a student ID number is included unless the number itself compromises the student's privacy.
* C. If the disclosure is made to practitioners who are involved in a student's health care:FERPA does not specifically provide an exception for health care practitioners unless the disclosure falls under the "health and safety emergency" exception, which does not apply to general health care.
* D. If the disclosure is for the purpose of providing transcripts to a school where a student intends to enroll:This is correct and aligns with one of the exceptions outlined in FERPA. Schools are permitted to share student records with other educational institutions where a student seeks or intends to enroll without requiring consent.
References from CIPP/US Materials:
* FERPA (20 U.S.C. § 1232g): Governs the disclosure of student education records and details specific exceptions to the consent requirement.
* IAPP CIPP/US Certification Textbook: Explains FERPA's consent requirements and exceptions, including disclosures for enrollment purposes.
NEW QUESTION # 111
According to Section 5 of the FTC Act, self-regulation primarily involves a company's right to do what?
- A. Decide if any enforcement actions are justified
- B. Appeal decisions made against it
- C. Adhere to its industry's code of conduct
- D. Determine which bodies will be involved in adjudication
Answer: C
Explanation:
According to Section 5 of the FTC Act, self-regulation primarily involves a company's right to adhere to its industry's code of conduct. Self-regulation is a process by which an industry or a group of companies voluntarily adopts and enforces standards or guidelines to protect consumers and promote fair competition.
The FTC encourages self-regulation as a way to complement its enforcement efforts and address emerging issues in the marketplace. The FTC also monitors self-regulatory programs and may take action against companies that fail to comply with their own codes of conduct or misrepresent their participation in such programs. References:
* Federal Trade Commission Act, Section 5 of
* Self-Regulation | Federal Trade Commission
* [IAPP CIPP/US Certified Information Privacy Professional Study Guide], Chapter 3, page 79
NEW QUESTION # 112
An organization self-certified under Privacy Shield must, upon request by an individual, do what?
- A. Provide the identities of third parties with whom the organization shares personal information.
- B. Suspend the use of all personal information collected by the organization to fulfill its original purpose.
- C. Provide the identities of third and fourth parties that may potentially receive personal information.
- D. Identify all personal information disclosed during a criminal investigation.
Answer: A
Explanation:
Explanation/Reference: https://www.lakesidesoftware.com/sites/default/files/Privacy_Shield_Privacy_Statement.pdf
NEW QUESTION # 113
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